China Government has started to tighten the credit growth. What is the impact? Think, think and think...

Since last year, China government had encouraged banks to lend money until the extent that banker was knocking door by door to lend money.

Now it is the time to slow down or halt this credit growth process and to monitor the impact of the influx of 'fast' credit in market since last couples of month.

The money is skeptical that being used in stock market as speculation tools. It is dangerous when there is not fundamental or solid base to chase up the stock price.

It is definitely not the intention of government on boost this baseless growth model. I foresee that China Stock will be very volatile in the coming week.

Let see how fast china government can react on the market. Its policy move the market..

Used vs. Loved
>
> While a man was polishing his new car, his 4 yr old son picked up
> stone and scratched lines on the side of the car. In anger, the man
> took the child's hand and hit it many times; not realizing he was
> using a wrench.
>
> At the hospital, the child lost all his fingers due to multiple
> fractures. When the child saw his father.....with painful eyes he
> asked, 'Dad when will my fingers grow back?' The man was so hurt and
> speechless; he went back to his car and kicked it a lot of times.
>
> Devastated by his own actions......sitting in front of that car he
> looked at the scratches; the child had written 'LOVE YOU DAD'.
>
> The next day that man committed suicide. . .
>
> Anger and Love have no limits; choose the latter to have a beautiful,
> lovely life..... Things are to be used and people are to be loved,
>
> But the problem in today's world is that, People are used and things
> are loved... During this year, let's be careful to keep this thought
> in mind:
>
> Things are to be used, but People are to be loved
> Be yourself....This is the only day we HAVE.
>
> Watch your thoughts; they become words.
> Watch your words; they become actions.
> Watch your actions; they become habits.
> Watch your habits they become character;
> Watch your character; it becomes your destiny.
>
> I'm glad I see this as a reminder and want to share with you all.

岂有此理。。。 人头猪脑。。。 Don't VOTE BN.. see how this people rule the country...FXXking disappointed...

The following main brain from current BN government commented on the death of Beng Hock..

反贪污委员会主席阿末赛益

"oh.. His death is not our business, we don't responsible for it..!"

I want to know if the one who dead is his son, what would he say?



首相署部长纳兹里

"We don't know why he want to commit suicide!".. Super Dumber in the world..

If he die one day, someone will claim that we don't why his heart stop beating... then i will applaud for it.


You are the top official in current government office. Please mind your word and think twice before you speak something. If you can't speak properly, Shut your F**king mouth..

FXXking piss off on this kind of government..!! I will TEACH THEM A LESSON IN NEXT ELECTION... DONT VOTE BARISAN NASIONAL.

“我要打十个”

葉問之我要打十個....
It really inspired me in a way that we shall chest up to take the challenge.. Win or Lose is not a matter. It is the courage which count.

I like it.. A Movie that you should not miss.."葉問"..

Just because someone doesn’t love you the way you wanted, it doesn’t mean they don’t love you with all they have. Everyone loves differently.

quoted from KJ2

Rate adjustment is a typical montary policy instrument.

If Rate Cut, normally, it is to encourage spending or investment in other aspect, such as equity or bond or etc. After rate is cut, the saving interest rate will be closer to ZERO, as common response to investor, they will seek for alternative investment or saving which offer higher return. e.g. Amanah Saham or Sukuk Fund, etc. which offer higher return compare to Fixed Deposit. It is matching with the Direction of current government policy to encourage spending and investment in market.

If Rate Up, normally, it is to cure the inflation. There may be too much liquidity in the market as the effect of stimulus pump priming from government and bring up the high inflation. when interest rate is up, it is to minimise the hot money in market and encourage saving and less spending to cool down the market. This impact will be a property sector or automotive industry, whereby there is mid to long term commitment as the buyer will think twice before commit on the purchase.

It depend on the economy situation for the government to make the decision for the rate fluctuation. We, as consumer, can judge the situation by being more observant to the price and cost of living to your daily life.

IF you pay some attention on recent China petrol company move, you would notice that China is aggresively buying into petrol company or log in agreeement with most of the big players in petrol field.


It gives clear signal that CHINA is serious in pushing YUAN to be an international currency.


Buying into Petrol is a counter measure to prevent the side effect of weakening dollar which may cause price surge in crude oil. As a developing country, china consumption of fossil fuel is huge and the price rise in crude oil will definitely cause serious inflation to country and bring negative impact to its economy.

It is undeniable that YUAN is gradually moving up and jostle with dollar to be international currency.

You are a Paper!!


I am a Pen!!


I`m a pen and you are the paper. Without pen, it will just become a piece of blank paper.

If US$ dollar depreciated, what is the impact to us?

1. Inflation !
2. Global currency reserve will be downgraded on par with US$ depreciation...

How to avoid this negative impact?

No joke, it is true!!

男生有了女朋友后的20个惨状

一、没认识你之前我拿奖学金，认识你之后我差点补考。

二、我忍着让别人笑话的耻辱给你洗衣服。

三、一个苹果，都给你吃。两个苹果，我把大的给你吃。

四、同吃一条鱼，我让你吃鱼肉，我自己吃鱼头。

五、你这么难看，我还说你漂亮。我这么帅，你还说我难看。

六、出去玩都是我花钱，回来我只能吃萝卜（你省下钱当然可以自己吃鱼翅了）。

七、认识你之前我没交过女朋友。认识我之前你交了两个男朋友。

八、你生气时，我让你当出气筒。我生气时，我把自己当出气筒。

九、你想吻我的时候就可以吻我。我想吻你的时候还要经过你同意。

十、你经常打我，我从来没有打过你。

十一、有一次你问我如果你爱上别的男人了我会 怎样，我说我要杀了那个男的。我又问你如果我爱上了别的女人了你会怎样，你说你要阉了我。

十二、我买了200块的衣服给你，骗你才50块。你买了30块的手表给我，骗我要300块。

十三、我把你的耳机用坏了，我买新的赔你。你把我的自行车丢了，连句对不起也没说。

十四、你生病一次，我要瘦两斤。我生病一次，你反而胖两斤（你来寝室陪我，吃光了我所有的零食。）

十五、我没嫌你矮，你却嫌我高。

十六、你来我家，我睡沙发。我去你家，还是我睡沙发。

十七、那次去看露天演唱会，你骑在我头上看得津津有味，我被你压在下面在人群中流泪。

十八、我家的狗生了，我把最好看的一条送给你。你却把你养得快要死掉的金鱼送给我，害我才养两天就得给它们送终。

十九、我 给你洗了N次的袜子，从未给你丢过一只。你只在我生病的时候给我洗了两双袜子，就各丢一只。

二十、我陪你去买东西时我主动帮你提东西，你却从来没问过要不要帮我提东西。



I like the Eleventh!!!

Something that i received from a forwarded mail. I feel it is right and good.

It is the month of August, on the shores of the Black Sea . It is
raining, and the little town looks totally deserted. It is tough times,
everybody is in debt, and everybody lives on credit.

Suddenly, a rich tourist comes to town.

He enters the only hotel, lays a 100 Euro note on the reception counter, and goes to inspect the rooms upstairs in order to choose one.

The hotel proprietor takes the 100 Euro note and runs to pay his debt to the butcher.

The butcher takes the 100 Euro note, and runs to pay his debt to the pig grower.

The pig grower takes the 100 Euro note, and runs to pay his debt to the supplier of his feed and fuel.

The supplier of feed and fuel takes the 100 Euro note and runs to pay his debt to the town's prostitute that in these hard times, gave her "services" on credit.

The hooker runs to the hotel, and pays off her debt with the 100 Euro note to the hotel proprietor to pay for the rooms that she rented when she brought her clients there.

The hotel proprietor then lays the 100 Euro note back on the counter so that the rich tourist will not suspect anything.

At that moment, the tourist comes down after inspecting the rooms, and takes his 100 Euro note, after saying that he did not like any of the rooms, and leaves town.

No one earned anything. However, the whole town is now without debt, and looks to the future with a lot of optimism.....


And that, ladies and gentlemen, is how the United States Government is doing business today.